Bank Lending
by Nirmala Lee and Vijay Lee

‘An excellent introduction the principles and, importantly, the practice of lending in all its forms. Lending prudently, responsibly and profitably is far from simple, especially when markets are booming. However as this book clearly explains, it is essential in order to create a thriving and successful economy.’

Liam O'Keefe, Managing Director, Head of London Special Projects London Branch, Credit Agricole Corporate and Investment Bank

Bank Lending: Principles and practice provides students and professionals working, or intending to work, in a lending-related role with an excellent understanding of lending practices as well as the principles that underpin them.

Bank lending performs a key role within global and national economies, and individuals and enterprises look primarily to banks and other financial institutions to finance their personal and business requirements. Good lending practice is therefore a core skill required in the financial services industry.

Topics covered include:

  • lending principles
  • the legal and regulatory framework
  • types of borrower
  • purposes of financing
  • security
  • the lending cycle
  • Islamic finance
  • impact of lending and social responsibility

About the authors

Nirmala Lee PhD (Lond) MA BA DipTD CAIIB PGCTLHE FCIB PFHEA is Associate Professor of Banking and Finance and Courses Manager for Banking, Finance and Economics at London Metropolitan University. Before joining the University, she was a senior banker and banking consultant at leading international banks in London and elsewhere.

Vijay Lee MBA Finance (Cass) MA (Econ) BA (Econ) CAIIB PGCHE SFHEA is Associate Professor and Head of Accounting, Finance and Economics at London South Bank University. Previously assistant general manager in a world top 50 bank, he was also an examiner of professional examinations for four professional bodies.